Terms of service
Terms of Service
Effective Date: 04/01/2026
These Terms of Service (“Terms”) govern your access to and use of https://www.rjcalisto.com (the “Site”) and any digital products or services provided by RJ Calisto (“we,” “us,” or “our”).
By accessing the Site or purchasing any product, you agree to be bound by these Terms. If you do not agree, you may not use the Site or purchase our products.
1. Digital Products & Delivery
All products sold on this Site are digital products, including e-books and downloadable content.
Delivery is considered completed immediately once access to the digital product is granted, whether by download, email delivery, or account access.
2. No Refund Policy
Due to the nature of digital products, all sales are final.
Once a digital product has been purchased and access has been granted, no refunds, returns, or exchanges will be provided under any circumstances, except where required by law.
By completing a purchase, you expressly acknowledge and agree that you waive your right to a refund once access to the digital product is provided.
3. Intellectual Property & License
All content on this Site, including but not limited to:
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E-books
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Text, graphics, and design
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Logos and branding
is the exclusive intellectual property of RJ Calisto and is protected by copyright and intellectual property laws.
When you purchase a digital product, you are granted a non-exclusive, non-transferable, revocable license to use the product for personal use only.
You may not:
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Reproduce, distribute, or resell the product
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Share, copy, or make the product publicly available
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Modify or create derivative works
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Upload the product to any sharing platform
Unauthorized use may result in legal action.
4. User Conduct
You agree not to:
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Use the Site or products for unlawful purposes
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Attempt to gain unauthorized access to systems or content
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Engage in fraudulent activity, including false chargebacks
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Violate intellectual property rights
We reserve the right to restrict or terminate access for violations of these Terms.
5. Accuracy of Information
We make reasonable efforts to ensure that information on this Site is accurate and up to date. However, we do not guarantee that:
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Product descriptions are error-free
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Content meets your personal expectations or needs
The information provided is for educational and informational purposes only.
6. Disclaimer of Guarantees
Our digital products are intended for educational and self-development purposes only.
We do not guarantee:
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Specific results or outcomes
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Personal, financial, or relationship success
Your results depend on many factors beyond our control.
7. Limitation of Liability
To the maximum extent permitted by law, RJ Calisto shall not be liable for:
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Any indirect, incidental, or consequential damages
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Loss of data, profits, or personal outcomes
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Misuse or misunderstanding of the content
Our total liability, if any, shall not exceed the amount paid for the product.
8. Third-Party Services
The Site may use or link to third-party services (such as payment processors or analytics tools). We are not responsible for the content, policies, or practices of third-party websites or services.
9. Termination
We reserve the right to terminate or suspend access to the Site or digital products at our sole discretion if you violate these Terms.
Termination does not entitle you to a refund.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which RJ Calisto operates, without regard to conflict of law principles.
11. Changes to These Terms
We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on this page.
It is your responsibility to review these Terms periodically.
12. Contact Information
If you have any questions regarding these Terms, please contact us: